• rent

    Renter's Insurance

    by Global Insurance Agency

  • Why Do I Need Renters Insurance?

    All too often, life is defined by the unexpected—especially if you live on rental property.

  • You can’t control or predict what neighbors do. Nor can you direct the weather or prevent every possible mishap. Accidental fires or other kinds of accidents and disasters strike can strike anyone, anytime. And sometimes even the most stringent precautions won’t prevent you from being targeted by vandals and/or thieves.

    That’s why renters insurance is critical to protecting your assets. Your landlord probably maintains some type of tenant insurance, but this coverage is bare-bones and will reimburse you for almost nothing—if that. Without doubt, landlord insurance provides zero reimbursement for your personal stuff.


Why Renters Insurance? Your Stuff Might Be Worth More Than You Think.

Because you’re a renter and not a homeowner, you might believe you don’t need renters insurance; you simply don’t have sufficient assets—or so you believe. For most people, this simply isn’t true. Unfortunately, many renters simply don’t realize how much they stand to lose.

For example, the average tenant owns more than $35,000 worth of personal possessions, most of them kept in the rental unit. And $35,000 is an average. Many tenants own significantly more, others own substantially less. And it’s a given that landlord insurance won’t cover any of your personal possessions.

If unexpected disaster destroyed all your stuff, do you have $35,000 in liquid assets to buy replacements? What about $20,000 or $25,000 in cash? How about $50,000 or more in cash?

If your answered no to these hypotheticals, it may be time to rethink your renters insurance.

  • What Does Renters Insurance Cover?

    A good renters insurance policy will protect most if not all of your valuables. Proper renters coverage will reimburse you for losses incurred from unexpected disaster. Those monies make it easier to recover and get back to life-as-normal.

    A renters insurance policy protects you from fires, wind and hailstorms, lightning, theft, and other unanticipated mishaps, including aircraft and motor-vehicle accidents—even riots.

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  • What is Excluded from Renters Insurance?

    Like other insurance policy types, renters insurance also excludes coverage for specific event types:


Earthquakes & Mudslides


Natural Deterioration & Neglect

Bird, Rodent, Insect, and Domesticated Animal Damage

  • Contact Global Insurance for a Free Renters Insurance Quote

    Shield your assets against the unforeseen with renters insurance from Global Insurance. As an independent insurance agent, we offer free, comparative quotes on renters insurance from multiple carriers, meaning you’ll get the best possible rates! No more shopping around; let us be your last-stop shop for insurance comparison shopping.

    If you’re ready to see how much Global can save you on renters insurance, call today at 210-499-0700. For a free online renters insurance quote, fill out the quote form on this page.