San Antonio Condo Insurance
Protects Your Home
Condo ownership usually comes with some degree of basic insurance coverage from the condominium association overseeing the community in which the resident lives.
Typically, such coverage is restricted to one of the following three policy types:
- Coverage for the complex’s primary buildings and common areas
- Coverage for each building and for items within each unit deemed property of the complex
- Coverage for each building, each individual unit, and for any fixtures or occupant-made improvements to the unit
What Does Condo Association Insurance Cover?
As a condo owner, you need to familiarize yourself with the courtesy coverages provided by your association. Understanding these coverages will allow you make informed decisions regarding condo insurance and the coverages that will provide maximum protection for your assets. Thats where the experts at your local San Antonio Global Insurance Agency come in. We're here to help you navigate the sometimes complicated and convoluted intricacies of a condo protection policy. We help you understand what kind of protection you have, and what kind of protection you need.
Protecting Your Investment
Your condominium represents a sizable investment—easily one of the biggest most people will ever make in life. Without the right kind of coverage, you could lose everything when calamity strikes. With proper condo insurance in San Antonio protecting your assets, you’ll be able to rest easy knowing that your home, your family, and your valuable are protected by a local San Antonio agency you can trust.
What Does Condo Insurance in San Antonio Cover?
Your condo protection policy through Global Insurance protects you from a wide array of threats and covers all of the different aspects of your life that could be potentially vulnerable. Some of the things that your coverage includes are:
- Personal Belongings (Damaged or Stolen)
- Interior Structure
- Loan Assessment
- Identity Theft
- Loss of Use
You are also protected from a variety of disasters including:
- Natural Disasters (Lightning, Ice, Snow, Windstorm, Hail)
- Smoke, Fire, & Explosions
- Vehicle or Aircraft Impact
- Theft & Vandalism
- Falling Objects
- Riot or Civil Commotion
- Building Collapse
Are There Any Exclusions?
The following specific types of events are not covered by condo policy:
- Earthquakes and mudslides
- Natural deterioration and neglect
- Birds, rodents, insects, and domesticated animals
Discounted Insurance Rates with Multiple Policies
If you’re already a Global Insurance policyholder and purchase a another policy through one of our carriers, you may qualify for discounted rates. Ask us about multi-policy discounts when you bundle a condo policy with other coverages.